HSA contribution limits 2027

$4,500 for just you, $9,000 for a family. See how much of it is still yours to put in.

Coverage

Employer HSA money a year$ Your tax rate%

You can still put in $3,750 a year

The 2027 limits

Coverage	2027 limit	At 55 or older
Just me (self-only)	$4,500	$5,500
Family	$9,000	$10,000

The limit counts your money and your employer's together. The page subtracts the employer's deposit you type, then shows the tax you skip on the rest at the rate you choose.

General information, not financial or tax advice. Your plan's guide and your tax adviser have the final word on your own limit.